PPO's (Preferred Provider
Organizations):
Preferred
Provider Organizations offer discounts to visit health care providers
within their provider network.
Advantages:
- You
may choose doctors in or out of the ppo network
- You
may choose specialists directly
(You do not have to go through a primary care physician)
- You
may make your own healthcare decisions
- You
may be admitted to any hospital
Disadvantages:
- You
must pay full rate for physicians and hospitals outside the network
Private
(Indemnity) Insurance Plans:
These
plans offer no special discounts nor a network of preferred providers.
Many of the larger insurers (i.e. Blue
Cross/Blue Shield) have changed from private plans to ppo's.
>> NEW! Miami-Dade Low-cost PPO plan for the uninsured: http://www.medicalnewstoday.com/articles/151829.php
