The most common types of insurance are:
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Life
Insurance offers coverage to offer your dependents security in case
of your accidental death. There is a wide range of policies available
for different incomes, ages and health. When applying for life insurance,
you will be asked to take a risk appraisal test based on your medical
history, financial history and personal habits (smoking, drug use, risky
sports like scuba diving or flying).
Unemployment/Disability
Insurance
Most employers carry unemployment insurance for their employees in case
of lay-off or injury. Ask your employer about their coverage amount
and length of coverage. You may also buy supplemental disability
insurance if you desire more coverage or are self-employed or a
contract worker.
